From https://status.3dsecure.io/incidents/kxywcjc8xnj8
"Since approximately 2021/07/28 18:34 UTC, connections to the Visa Directory Servers have been timing out.
We have contacted Visa, but we can't say anything about a timescale for a solution, as it must come from Visa."
This incident is affecting 3-D Secure v1 and 3-D Secure v2.
